Definitions in this Privacy Policy correspond with the terms set forth in our Terms of Service unless otherwise specified.

We gather data you supply when inquiring about or acquiring our services or products via this Website. Failure to provide certain information, whether mandatory or not, may limit your full access to the site and its functionalities. Such data may include your name, mailing address, email, phone number, and payment card details.

Additionally, we may collect more specific information like your age, birth date, gender, occupation, and educational background. With your explicit permission, we may also gather your Social Security number for identity verification through credit bureaus and obtain credit reports and scores, if relevant. We may collect information regarding your contacts, such as email addresses, for sharing content. Furthermore, we may also gather data about you from third parties like credit agencies or social media platforms that you use to access this Website. This collected data may be integrated with the information you provide through this Website.

Our server may identify you using “cookies” or similar tracking technologies. These unique identifiers help us personalize your experience, monitor your actions on the Website, and may be included in your user profile to provide customized offers or ads relevant to you.

We may collect technical information from your browser (e.g., browser type, referring URLs, date and time of visit, IP address) and device (e.g., device type, screen resolution, OS version) to enhance Website performance, analyze traffic and usage patterns, and compile aggregate demographic data. This information can also be used to refine user profiles and provide personalized offers.

Our advertising partners, publishers, and other third-party entities may also employ third-party cookies or other tracking mechanisms. You have the option to opt out of some of this tracking at Google Ads Settings. We, along with third-party partners, may utilize these technologies to gauge the effectiveness of email campaigns and webpage views on this Website and on our partners’ websites, while gathering no personally identifiable information.

Cookies are essential for certain Website functionalities. You can modify your settings to limit tracking or decline cookies; however, this may restrict access to certain features. For instructions on managing cookies and tracking preferences, refer to your device or browser settings.

How We Utilize the Information Gathered

The information we collect from you via this Website may be used in various ways:

1. To facilitate connections with third-party partners offering products and services that may be relevant to you.
2. To address your queries and fulfill your requests, such as sending you newsletters.
3. To engage in marketing activities, keeping you informed about our offerings as well as those from third-party partners that may interest you.
4. For the development of new products and the enhancement and optimization of our Website and business operations.
5. To complete and facilitate any transactions you initiate.
6. To aggregate your data in an anonymized format for analytical and demographic evaluations.

We may also contact you directly when required. Automated decision-making processes, including profiling, may be used to analyze the data we collect from you, subject to your consent.

Legal Basis for Data Processing

We engage in the collection and processing of your data based on:

1. Your explicit consent for specific processing activities.
2. Legitimate interests that justify the processing of your data, such as analytics, fraud detection, enhancement of our Website and business operations, as well as direct marketing efforts.

We have a lawful basis for collecting and processing your information if (a) you consented to such processing; (b) we have a legitimate interest for processing your data, like analytics, fraud prevention, improving our Sites and our business, and direct marketing.

Third-Party Website Links

Our website may feature links to websites owned and managed by third parties. We are not accountable for the privacy policies or the content on these external sites. These external websites maintain their own privacy policies, and we have neither control over nor liability for these policies. Any interaction or transactions on these websites are governed by their respective privacy policies.

If our Site includes mapping functionalities, these services are provided by Google Inc. and are subject to Google’s privacy policy, which can be found at Google Privacy Policy and may be updated periodically.

Information Disclosure Practices

We may share your personal information in the following circumstances:

1. With affiliated companies for business-related activities.
2. With third-party partners who offer products or services that may be of interest to you.
3. With external service providers who assist us in various capacities such as payment processing, IT support, and data analytics.
4. With credit bureaus to confirm your identity and access your credit report and score, if relevant.
5. With financial institutions and/or the Department of Motor Vehicles for the purpose of providing insurance quotes, verifying your driving history, prior claims, and vehicle identification numbers (VINs).
6. In the event of a business transition, like a sale, merger, or bankruptcy, with relevant third parties.

We may also disclose your information for the following legal or regulatory reasons:

1. To comply with legal obligations and respond to lawful government or regulatory requests, including those originating from authorities outside your country of residence.
2. To satisfy national security or law enforcement requirements.
3. To enforce our Terms of Service and this Privacy Policy.
4. To protect the integrity and security of our business operations.
5. To defend our rights, privacy, safety, or assets, as well as those of third parties.
6. As required by applicable laws, which may include laws outside your country of residence.

Security Measures

We employ a range of physical, technical, and administrative measures to safeguard the information gathered from and about users of our Site. However, it’s crucial to understand that no method of transmitting or storing data can guarantee absolute security. If you suspect that your interactions with us are no longer secure, please notify us right away at [email protected].

Children Under 18

We explicitly do not collect, utilize, or distribute personal information from individuals under the age of 18. This Site is not intended for the use of minors. If it comes to our attention that we have inadvertently gathered personal data from someone under 18, we will take prompt action to remove such information from our records.

Additional EU Disclosures

Legal Basis: We will only use your personal data when the law allows us to. We will most commonly use your personal data in the following circumstances:

• Where we need to perform the contract we are about to enter into or have entered into with you
• Where it is necessary for our legitimate interests (or those of a third party) and your interests and fundamental rights do not override those interests
• Where you have consented to a certain use of your personal data
• Where we need to comply with a legal or regulatory obligation
• To the extent permitted under applicable laws, we will also process, transfer, disclose and preserve personal data when we have a good faith belief that doing so is necessary.

Data controller: Four Corner Media Corp is the data controller of all personal data collected through our Site. If you are in the EU and have any complaints regarding our privacy practices, you have the right to make a complaint at any time to your local Supervisory Authority. We would appreciate the chance to deal with your concerns before you approach your Supervisory Authority, so please contact us first. If you have a complaint, please contact [email protected].

Provision of personal data and failure to provide personal data:
We may not be able to perform the contract we have or are trying to enter into with you (for example, to provide you with our services) when we need to collect personal data by law, or under the terms of a contract we have with you, and you fail to provide that data when requested. In this case, we will not be able to provide services to you.

Collection of Personal Information from third party sources: We also collect personal data about you from various third parties and public sources.

Withdrawing Consent: If we are relying on your consent to process your personal data, you have the right to withdraw your consent at any time. You have the right to withdraw your consent at any time by contacting at [email protected].

Data Transfer: We may transfer personal data from the EU to the United States and other countries, some of which have not been determined by the European Commission to have an adequate level of data protection. If we transfer personal data outside the EU to a processor, such transfer will be in compliance with the requirements of the GDPR.

Use of your personal data for marketing purposes: We strive to provide you with choices regarding certain personal data uses, particularly around marketing and advertising.

Promotional offers: We may use your personal data to form a view on what we think you may want or need, or what may be of interest to you. This is how we decide which products, services and offers may be relevant for you (i.e., marketing). You will receive marketing communications from us if you have requested information from us or used our services and, in each case, you have not opted out of receiving that marketing. 

Third-party marketing: We will get your express opt-in consent before we share your personal data with any company outside of Three Ships and its related businesses for marketing purposes. To see how you can opt out of marketing communications, please see the section titled “Opt-Out”.

Data Subject Rights: If you are situated in the EU, under GDPR, you have the following rights as a data subject:

• Right to access – This right allows individuals to obtain confirmation as to whether or not personal data concerning him or her is being processed and provide access to such personal data. It also allows individuals to request details of the processing of his or her personal data, including, without limitation, categories of recipients to whom the personal data have been or will be disclosed and purposes of processing.
• Right to rectify – This right allows individuals to rectify any inaccurate personal data about him or her.
• Right to restrict processing – This right allows individuals to block or suppress processing of personal data under certain circumstances.
• Right to be forgotten – This right is also known as the “right to erasure”. It is an individual’s right to have personal data erased or to prevent processing in specific circumstances.
• Right of data portability – This right allows individuals to move, copy or transfer personal data from one place to another in a secure manner without interrupting the integrity and usability of the information.
• Right to object to processing – This right allows individuals to object to certain types of processing, including direct marketing, profiling and providing for purposes of scientific or historical research and statistics. CATEGORY A. Identifiers. EXAMPLE A real name, Internet Protocol address, email address, or other similar identifiers. COLLECTED YES B. Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)). A name, signature, Social Security number, physical characteristics or description, address, telephone number, passport number, driver’s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information. Some personal information included in this category may overlap with other categories. YES C. Protected classification characteristics under California or federal law. Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information). NO D. Commercial information. Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies. YES E. Biometric information. Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as, fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data. NO F. Internet or other similar network activity. Browsing history, search history, information on a consumer’s interaction with a website, application, or advertisement. YES G. Geolocation data. Physical location or movements. YES H. Sensory data. Audio, electronic, visual, thermal, olfactory, or similar information. YES I. Professional or employment-related information. Current or past job history or performance evaluations. NO J. Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)). Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records. NO Personal information does not include:
  • Publicly available information from government records.
  • De-identified or aggregated consumer information.
  • Information excluded from the CCPA’s scope, like:
    • health or medical information covered by the Health Insurance Portability and Accountability Act of 1996 (HIPAA) and the California Confidentiality of Medical Information Act (CMIA) or clinical trial data;
    • personal information covered by certain sector-specific privacy laws, including the Fair Credit Reporting Act (FRCA), the Gramm-Leach-Bliley Act (GLBA) or California Financial Information Privacy Act (FIPA), and the Driver’s Privacy Protection Act of 1994.
  • We obtains the categories of personal information listed above from the following categories of sources:
    • Directly from you. For example, from forms you complete on our website.
    • Indirectly from you. For example, from observing your actions on our website or interactions with our advertisers.
  • We may use, or disclose the personal information we collect for one or more of the following business purposes:
    • To fulfill or meet the reason you provided the information. For example, if you share your name and contact information to request a price quote or ask a question about our products or services, we will use that personal information to respond to your inquiry. If you provide your personal information to purchase a product or service, we will use that information to process your payment and facilitate delivery. We may also save your information to facilitate new product orders or process returns.
    • To provide you with support and to respond to your inquiries, including to investigate and address your concerns and monitor and improve our responses.
    • To respond to law enforcement requests and as required by applicable law, court order, or governmental regulations.
    • As described to you when collecting your personal information or as otherwise set forth in the CCPA.
    • We will not collect additional categories of personal information or use the personal information we collected for materially different, unrelated, or incompatible purposes without providing you notice.
  • We may disclose your personal information to a third party for a business purpose or sell your personal information, subject to your right to opt-out of those sales. When we disclose personal information for a business purpose, we enter a contract that describes the purpose and requires the recipient to both keep that personal information confidential and not use it for any purpose except performing the contract. The CCPA prohibits third parties who purchase the personal information we hold from reselling it unless you have received explicit notice and an opportunity to opt-out of further sales. The CCPA provides consumers (California residents) with specific rights regarding their personal information. This section describes your CCPA rights and explains how to exercise those rights. Access to Specific Information and Data Portability Rights You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months. Once we receive and confirm your verifiable consumer request, we will disclose to you:
    • The categories of personal information we collected about you.
    • The categories of sources for the personal information we collected about you.
    • Our business or commercial purpose for collecting or selling that personal information.
    • The categories of third parties with whom we share that personal information.
    • The specific pieces of personal information we collected about you (also called a data portability request).
    • If we sold or disclosed your personal information for a business purpose, two separate lists disclosing:
      • sales, identifying the personal information categories that each category of recipient purchased; and disclosures for a business purpose, identifying the personal information categories that each category of recipient obtained.
  • Deletion Request Rights You have the right to request that we delete any of your personal information that we collect from you and retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request, we will delete (and direct our service providers to delete) your personal information from our records, unless an exception applies. We may deny your deletion request if retaining the information is necessary for us or our service provider(s) to:
    • Complete the transaction for which we collected the personal information, provide a good or service that you requested, take actions reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform our contract with you.
    • Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities.
    • Debug products to identify and repair errors that impair existing intended functionality.
    • Exercise free speech, ensure the right of another consumer to exercise their free speech rights, or exercise another right provided for by law.
    • Comply with the California Electronic Communications Privacy Act (Cal. Penal Code § 1546 et. seq.).
    • Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when the information’s deletion may likely render impossible or seriously impair the research’s achievement, if you previously provided informed consent.
    • Enable solely internal uses that are reasonably aligned with consumer expectations based on your relationship with us.
    • Comply with a legal obligation.
    • Make other internal and lawful uses of that information that are compatible with the context in which you provided it.
  • Exercising Access, Data Portability, and Deletion Rights To exercise the access, data portability, and deletion rights described above, please submit a verifiable consumer request to us by sending us a message on our website. Only you, or a person registered with the California Secretary of State that you authorize to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child. You may only make a verifiable consumer request for access or data portability twice within a 12-month period. The verifiable consumer request must:
    • Provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information or an authorized representative.
    • Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it.
  • We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you. We will only use personal information provided in a verifiable consumer request to verify the requestor’s identity or authority to make the request. 
  • Response Timing and Format We endeavor to respond to a verifiable consumer request within forty-five (45) days of its receipt. If we require more time (up to 90 days), we will inform you of the reason and extension period in writing. We will deliver our written response by mail or electronically, at your option. Any disclosures we provide will only cover the 12-month period preceding the verifiable consumer request’s receipt. The response we provide will also explain the reasons we cannot comply with a request, if applicable. For data portability requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance, specifically by electronic mail communication. We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request. 
  • Personal Information Sales Opt-Out and Opt-In Rights If you are 16 years of age or older, you have the right to direct us to not sell your personal information at any time (the “right to opt-out”). We do not sell the personal information of consumers we actually know are less than 16 years of age, unless we receive affirmative authorization (the “right to opt-in”) from either the consumer who is between 13 and 16 years of age, or the parent or guardian of a consumer less than 13 years of age. Consumers who opt-in to personal information sales may opt-out of future sales at any time. To exercise the right to opt-out, you (or your authorized representative) may submit a request to us by visiting the following our webpage and sending us a message. Once you make an opt-out request, we will wait at least twelve (12) months before asking you to reauthorize personal information sales. However, you may change your mind and opt back in to personal information sales at any time by visiting our website and sending us a message. We will only use personal information provided in an opt-out request to review and comply with the request. We will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not:
    • Deny you goods or services.
    • Charge you different prices or rates for goods or services, including through granting discounts or other benefits, or imposing penalties.
    • Provide you a different level or quality of goods or services.
    • Suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services.

However, we may offer you certain financial incentives permitted by the CCPA that can result in different prices, rates, or quality levels. Any CCPA-permitted financial incentive we offer will reasonably relate to your personal information’s value and contain written terms that describe the program’s material aspects. Participation in a financial incentive program requires your prior opt in consent, which you may revoke at any time. California’s “Shine the Light” law (Civil Code Section § 1798.83) permits users of our Website that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send us an electronic message through our website or write us at our address listed on our webpage.

Changes to this Privacy Policy

We may amend this Privacy Policy from time to time. When we do, we will post an updated version of the Privacy Policy. Using this Site after any changes are made means you accept those changes and the revised Privacy Policy.

Businesses
For purposes of this Privacy Policy, “you” or “your” means the person(s) using this Site or the products or services offered through this Site. “Us,” or “we” or the “Business” includes (but is not limited to) Four Corner Media Corp and its affiliates as the party responsible for the management of the jointly used information.

Additional Privacy Notice for California Residents

This section is an addendum to our existing privacy policy and applies exclusively to residents of California, as per the California Consumer Privacy Act (CCPA) of 2018. Any terminology used in this notice that is also used in the CCPA will retain the same meanings as defined by the CCPA.

Our website gathers data that is identifiable or relatable to an individual consumer or device, also known as “personal information.” Specifically, in the past twelve (12) months, our website has collected the following types of personal information from California residents:

Personal information does not include:

• Publicly available information from government records.
• De-identified or aggregated consumer information.
• Information excluded from the CCPA’s scope, like:
  • health or medical information covered by the Health Insurance Portability and Accountability Act of 1996 (HIPAA) and the California Confidentiality of Medical Information Act (CMIA) or clinical trial data;
  • personal information covered by certain sector-specific privacy laws, including the Fair Credit Reporting Act (FRCA), the Gramm-Leach-Bliley Act (GLBA) or California Financial Information Privacy Act (FIPA), and the Driver’s Privacy Protection Act of 1994.

We obtains the categories of personal information listed above from the following categories of sources:

• Directly from you. For example, from forms you complete on our website.
• Indirectly from you. For example, from observing your actions on our website or interactions with our advertisers.

We may use, or disclose the personal information we collect for one or more of the following business purposes:

• To fulfill or meet the reason you provided the information. For example, if you share your name and contact information to request a price quote or ask a question about our products or services, we will use that personal information to respond to your inquiry. If you provide your personal information to purchase a product or service, we will use that information to process your payment and facilitate delivery. We may also save your information to facilitate new product orders or process returns.
• To provide you with support and to respond to your inquiries, including to investigate and address your concerns and monitor and improve our responses.
• To respond to law enforcement requests and as required by applicable law, court order, or governmental regulations.
• As described to you when collecting your personal information or as otherwise set forth in the CCPA.
• We will not collect additional categories of personal information or use the personal information we collected for materially different, unrelated, or incompatible purposes without providing you notice.

We may disclose your personal information to a third party for a business purpose or sell your personal information, subject to your right to opt-out of those sales. When we disclose personal information for a business purpose, we enter a contract that describes the purpose and requires the recipient to both keep that personal information confidential and not use it for any purpose except performing the contract. The CCPA prohibits third parties who purchase the personal information we hold from reselling it unless you have received explicit notice and an opportunity to opt-out of further sales.

The CCPA provides consumers (California residents) with specific rights regarding their personal information. This section describes your CCPA rights and explains how to exercise those rights.

Access to Specific Information and Data Portability Rights

You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months. Once we receive and confirm your verifiable consumer request, we will disclose to you:

• The categories of personal information we collected about you.
• The categories of sources for the personal information we collected about you.
• Our business or commercial purpose for collecting or selling that personal information.
• The categories of third parties with whom we share that personal information.
• The specific pieces of personal information we collected about you (also called a data portability request).
• If we sold or disclosed your personal information for a business purpose, two separate lists disclosing:
  • sales, identifying the personal information categories that each category of recipient purchased; and disclosures for a business purpose, identifying the personal information categories that each category of recipient obtained.

Deletion Request Rights

You have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request, we will delete (and direct our service providers to delete) your personal information from our records, unless an exception applies.

We may deny your deletion request if retaining the information is necessary for us or our service provider(s) to:

• Complete the transaction for which we collected the personal information, provide a good or service that you requested, take actions reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform our contract with you.
• Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities.
• Debug products to identify and repair errors that impair existing intended functionality.
• Exercise free speech, ensure the right of another consumer to exercise their free speech rights, or exercise another right provided for by law.
• Comply with the California Electronic Communications Privacy Act (Cal. Penal Code § 1546 et. seq.).
• Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when the information’s deletion may likely render impossible or seriously impair the research’s achievement, if you previously provided informed consent.
• Enable solely internal uses that are reasonably aligned with consumer expectations based on your relationship with us.
• Comply with a legal obligation.
• Make other internal and lawful uses of that information that are compatible with the context in which you provided it.

Exercising Access, Data Portability, and Deletion Rights

To exercise the access, data portability, and deletion rights described above, please submit a verifiable consumer request to us by sending us a message on our website. Only you, or a person registered with the California Secretary of State that you authorize to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child.

You may only make a verifiable consumer request for access or data portability twice within a 12-month period. The verifiable consumer request must:

• Provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information or an authorized representative.
• Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it.

We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you. We will only use personal information provided in a verifiable consumer request to verify the requestor’s identity or authority to make the request.

Response Timing and Format

We endeavor to respond to a verifiable consumer request within forty-five (45) days of its receipt. If we require more time (up to 90 days), we will inform you of the reason and extension period in writing.

We will deliver our written response by mail or electronically, at your option.

Any disclosures we provide will only cover the 12-month period preceding the verifiable consumer request’s receipt. The response we provide will also explain the reasons we cannot comply with a request, if applicable. For data portability requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance, specifically by electronic mail communication.

We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.

Opt-Out and Opt-In Rights for Personal Information Sales

If you are 16 years or older, you possess the right to instruct us not to sell your personal information at any time, known as the “right to opt-out.” We do not engage in the sale of personal information for individuals we know to be under the age of 16, unless we have received explicit permission to do so. This permission, or “right to opt-in,” is only applicable for consumers between the ages of 13 and 16 or from parents or guardians of consumers below 13 years of age. If you initially opt-in, you retain the right to opt-out of future personal information sales at any point.

To initiate an opt-out request, you or an authorized representative can visit our designated webpage and send us a message outlining your request.

After receiving your opt-out request, we will not request reauthorization to sell your personal information for at least twelve (12) months. However, should you decide to opt back into personal information sales, you can do so at any time by revisiting our website and sending us a message.

The personal information collected during the opt-out process will only be used for the purpose of validating and executing your request.

We will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not:

• Deny you goods or services.
• Charge you different prices or rates for goods or services, including through granting discounts or other benefits, or imposing penalties.
• Provide you a different level or quality of goods or services.
• Suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services.

However, we may offer you certain financial incentives permitted by the CCPA that can result in different prices, rates, or quality levels. Any CCPA-permitted financial incentive we offer will reasonably relate to your personal information’s value and contain written terms that describe the program’s material aspects. Participation in a financial incentive program requires your prior opt in consent, which you may revoke at any time.

California’s “Shine the Light” law (Civil Code Section § 1798.83) permits users of our Website that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send us an electronic message through our website or write us at our address listed on our webpage.

Dispute Resolution
You have the right to submit feedback about this Privacy Policy, or the practices described in it, to the applicable supervisory authority in your jurisdiction of residence. For U.S. residents this is/includes the Federal Trade Commission and/or your state Attorney General. For Non-U.S. residents this is/includes the Data Protection Authority in your country of residence.